In recent years, cosmetic procedures have become increasingly popular and are used as a method to boost individuals’ self-confidence by enhancing their appearance. However, cosmetic procedures aren’t something that simply anyone can do. Cosmetic procedures, both invasive and non-invasive, should only be carried out by trained aesthetic professionals.
But as an aesthetician, it’s a given you need the right training in order to perform procedures. But you also need to think about how to protetc yourselves and your clients if something were to go wrong. This is where insurance comes in, it’s or to find the right insurance that covers the specific procedure that is being performed. This isn’t always as easy as it sounds.
In this article, we will discuss the different insurance policies that are available for cosmetic procedures and how Fox Insure can help to give you the peace of mind that you are properly covered.
Cosmetic Procedures Insurance With Fox Insure
When it comes to finding the right insurance for you, it is important to consider the different cosmetic procedures that you are going to offer to your clients. Insurance is never straightforward, and it is important that you’re fully aware of exactly what your insurance policy covers you before you start to offer treatments. If you don’t, you could find yourself in hot water if something goes wrong.
Insurance policies will only cover activities where the practitioner is suitably qualified to provide the treatment. You should regularly check your insurance to ensure the policy is correct and in line with the qualifications and services you offer.
What Type of Coverage Is Available?
In the aesthetics industry, there are two essential types of insurance coverage that are vital for safeguarding businesses and professionals: public liability and medical malpractice.
Public liability insurance protects businesses or individuals from claims filed by third parties for injuries or property damage that occur on their premises or during their services. For example, if a client slips and falls in a salon or clinic, public liability insurance would cover the legal expenses and compensation costs.
Medical malpractice is negligence during cosmetic procedures which may lead to harm or injury. Patients can pursue legal claims for compensation. Aestheticians must adhere to standards and protocols to avoid such incidents.
Both types of insurance play a crucial role in ensuring the long-term success and security of businesses and professionals in the aesthetics industry, providing them with peace of mind and financial protection in the face of unforeseen challenges.
What Cosmetic Procedures Are Covered by Insurance?
First, you may be thinking ‘what cosmetic procedures are covered by insurance’. All your standard cosmetic procedures are usually included in insurance policies, but you should always check this before you start to advertise or offer a service.
At Fox Insure, we know how important it is to have the right insurance coverage for the procedures you are carrying out, as well as how difficult it can be to navigate the insurance world. Our insurance experts are perfectly placed to understand your business, and what insurance you need.
To give you a few ideas, here are just some of the cosmetic procedures that we can arrange insurance for:
Chemical Peels
Chemical peels are non-surgical treatments that can help a range of different skin concerns. From improving skin texture, appearance, sun damage and acne scars, it is a great way to give your skin a much-needed boost.
The procedure involves applying a chemical solution to the skin, to exfoliate and peel off the top layer. This then leaves a fresher and smoother layer of skin beneath. Other skin concerns chemical peels can address include:
- Fine lines
- Uneven skin tone
- Skin pigmentation
Skin Boosters
Skjn Boosters are injectable treatments that help to improve the overall quality of the skin and boost hydration. Unlike traditional dermal fillers which add volume to specific areas, skin boosters like Seventy Hyal 2000 work to increase hydration levels in the skin through the use of a hyaluronic acid-based gel. The results include a reduction in the appearance of fine lines, an improved overall skin texture and enhanced radiance and elasticity.
Why Do You Need Insurance for These Procedures?
Insurance is of utmost importance, and it is equally crucial to possess the appropriate qualifications before undertaking any treatment or procedure. Never should one attempt to perform such tasks without the necessary insurance coverage and expertise. Even if it is for family and friends. Here are some of the main reasons you need insurance and why we can work with you to tailor a policy that is right for your business.
No matter how long you have been in the industry or how well you know your stuff, having the right type of policy to suit you and your business is essential.
For more information on how we can help you, get in touch with us at Fox Insure today.
