As an aesthetics professional, you play a vital role in helping people enhance their beauty and confidence through cosmetic dermatology procedures, or aesthetic treatments as they are commonly known. However, when it comes to providing these services, it is super important to understand and research the coverage aspect of insurance. This article aims to shed light on the procedures typically covered by insurance in the UK and the varying levels of coverage you need to consider.
Is Cosmetic Dermatology Covered by Insurance?
When it comes to cosmetic dermatology insurance coverage, it’s important to note that the answer isn’t as straightforward.
While some procedures may be covered, others may not. Typically, insurance companies consider the medical necessity and functional aspect of a procedure rather than its purely cosmetic nature. On a general basis, most insurance providers classify cosmetic dermatology procedures as either elective or non-essential, meaning that they are not usually covered by standard health insurance policies.
While this may be more applicable from a patient’s perspective, what about the aesthetics position? Can cosmetic dermatology be covered by insurance that will protect you as a treatment provider? Let’s investigate this in more detail…
Can Cosmetic Dermatology Be Covered By Insurance?
The short answer is yes!
At Fox Insure, we recognise the importance of insurance coverage for cosmetic dermatology procedures. Our team are expertly placed to understand your business and find the right insurance for you. Our aim is to support aesthetic professionals by offering insurance policies that address their specific needs.
Procedures That We Can Arrange Cover For:
Dermal Fillers
We source policies from insurers for dermal filler treatment coverage. The malpractice policy responds to claims where the insured was negligent in the treatment of a client and caused them physical or mental harm. This includes finding insurance when treating clients with the Nation’s Favourite Dermal Filler, and Fox Group’s exclusive product, REVOLAX.
Skin Boosters
Skin boosters can be an essential aspect of dermatological care, particularly for patients with skin-related concerns. At Fox Insure, we understand the worry that can come with these treatments, so we ensure you can get the correct cover to protect you and your clinic, without the additional stress.
Chemical Peels
Chemical peels are excellent for addressing various skin concerns, including acne scars, sun damage, and fine lines, making this treatment a popular choice for many. As an aesthetic practitioner, you’ll be pleased to know that we can arrange cover this treatment.
We can arrange cover for a wide range of treatments and our list expands way beyond the treatments listed above so, you can rest assured that you can arrange the right cover for your treatment needs.
Tailored Insurance Coverage for Aesthetics Professionals
Medical Malpractice Insurance
We arrange medical malpractice insurance specifically designed for aesthetic professionals. This coverage can protectprotects against claims arising from errors, omissions, or negligence related to cosmetic dermatology procedures. It is a crucial aspect of insurance coverage for professionals in this field.
Public & Products
Public and product insurance protects your legal liability against costs and expenses following injury or damage to a third party or their property.
Employers’ Liability
It is the legal responsibility of employers to ensure their employees’ safety at work. It involves providing a secure environment, proper training, and necessary equipment. Employers are legally required to take out liability insurance to cover potential claims for work-related injuries or illnesses.
Clinic & Beauty Salon Insurance
Whether you own or lease a premises, it is important that you have the right cover in place to protect your assets, clinic & beauty salon insurance is specifically designed to do this.
Cosmetic Dermatology Insurance Coverage with Fox Insure
At Fox Insure, we understand the importance of insurance coverage for cosmetic dermatology procedures. Our expert brokers have over 35 years of experience and are on hand to advise you.
Our insurance services are aimed at meeting the unique needs of aesthetic professionals, offering peace of mind that they have the right cover in place.
By choosing us, aesthetics professionals, like yourself, can ensure that their practice is safeguarded against unexpected events and claims, allowing them to focus on providing exceptional care to their patients. We are committed to supporting the aesthetics industry by offering coverage for cosmetic dermatology procedures.
We prioritise finding the insurance coverage that best suits you and your business. Get in touch with us today for a personalised quote and take the first step towards protection.
